James' BX

Tell us about life with your BX, or indeed life in general!
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Philip Chidlow
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Post by Philip Chidlow » Mon Aug 31, 2009 7:33 pm

So, why can't you insure it? I don't intend to be insulting/nosey, but is it a case of not being able to afford to insure it?

:?

If it is, sell it/them. They are doing nothing for you there.

Sitting around doing nothing for any significant time will hasten the degradation of it/them.
• 1992 Citroen BX TZD Turbo Hurricane
• Xsara Picasso 1.6 16v
• COMING SOON... 1998 Citroen Xantia 2.0 16v auto Exclusive

Tourist
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Post by Tourist » Tue Sep 01, 2009 11:52 am

I can't afford it but hopefully I will be able to, the unfair thing is that they charge more for people that can't afford to pay in full.

Tried getting temp cover but as usual you have to be 25 because as we all know, I am a boy racer and that's why I drive a BX.

There is no way I'd sell my N reg BX because of money issues! I've had quite a few cars now for my age and I would like to keep this one for a bit longer. That and it's special, and in really good condition.

I just tried getting quotes again, on a different comparison site and the most expensive was ... wait for it ... £11,133.45!!! Obviously being unemployed makes me a really bad driver, I have the scum that drive around Didcot in their Escorts and Corsas to thank for that :(

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MULLEY
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Post by MULLEY » Tue Sep 01, 2009 1:19 pm

Why dont you try getting classic car insurance with a limited mileage policy, that may work out quite a bit cheaper, i used Adrian Flux & got my gti insured fully comp for £118 with a 1500 mile limit, even came with free windscreen chip repair as well.

Also try Routen Chaplin, they've always seemed to have come up trumps for me, £175 fc for my txd. Ok, i'm older than you, but if you dont try you wont find out. I dont bother with the comparison sites anymore as they generally dont do insurance for anything less than £250 as its not really making much money for them otherwise.

As for paying it monthly, all insurance charges you more, normally approx an extra 10%, but again this does vary according to the insurer.....
2002 C5 2.0 HDI Estate - Remapped - It goes better
2011 Mini Cooper D Clubman - it does over 60mpg
1992 TZD Turbo - SORN - slowly getting there
1991 Gti 16V - Blaze is back on the road since 2008
1990 Gti 8Valve SOLD - looks like it's been scrapped
2002 Mini Cooper S - SOLD - i miss this car
1992 TXD - Scrapped in March 2014

I'm not just a username, i'm also called Matthew.

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Tim Leech
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My Cars: 1963 VW BEETLE 1200 KGJ413A
1972 Morris Marina 1.8 SDL BFA720L
1979 Rover SD1 3.5 V8-S TSL 982
1980 Morris Marina 1.7HL DBV468W
1985 CITROEN BX 19GT C1TBX
1991 CITROEN BX 19TZI AUTO A/C BXi 19
1994 CITROEN XANTIA 1.8 SXi M908HRY
2002 Rover 75 CDT Connossieur SE Nav Auto R40TSL
2002 Rover 45 1.6i Spirt S TAL 91S
2003 Rover 25 1.6i XL L33CHT
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Post by Tim Leech » Tue Sep 01, 2009 9:11 pm

You cant get classic insurance until your over 25 I think Mulley.
1985 BX 19GT Mk1
1991 BX 19TZI Auto A/C
1994 Xantia 1.8i SX
1972 Morris Marina 1.8 SDL
1979 Rover SD1 V8-S
1980 Morris Marina 1.7HL
2002 Rover 75 CDTi Connossieur SE AUTO Nav
2002 Rover 45 1.6i Spirit S Special
2003 Rover 25 1.6i XL 5 DR
1963 VW BEETLE 1200

Tourist
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Post by Tourist » Tue Sep 01, 2009 9:49 pm

I've looked into classic insurance in the past, and I think Tim is right although I haven't tried all the companies, I doubt they will do anything for me.

Does anyone want to trade their age for my youth? Then I can drive what I want :o

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MULLEY
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Post by MULLEY » Tue Sep 01, 2009 11:17 pm

No idea about age as being 25 isnt relevant to me anymore :lol: Probably worth trying anyway as that will be one of the 1st questions they ask.

If thats an issue, then try Routen Chaplin, however as you are now unemployed unfortunately your premiums will be higher. The reasoning behind this is that as you arent working you will have more access to your car??? Quite how they figure you can afford to drive thousands of miles a week (when you have no income), all within your overal mileage allowance anyway, its just more insurance bullshit if you ask me.

Its a bit like no fault claims, apparently as someone has crashed into you, you are now at a higher risk of it happening again, more insurance bullshit..... Its no wonder thousands dont bother with insurance......
2002 C5 2.0 HDI Estate - Remapped - It goes better
2011 Mini Cooper D Clubman - it does over 60mpg
1992 TZD Turbo - SORN - slowly getting there
1991 Gti 16V - Blaze is back on the road since 2008
1990 Gti 8Valve SOLD - looks like it's been scrapped
2002 Mini Cooper S - SOLD - i miss this car
1992 TXD - Scrapped in March 2014

I'm not just a username, i'm also called Matthew.

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docchevron
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Post by docchevron » Wed Sep 02, 2009 3:16 am

EON never used to have an age limit on classic policies.
Certainly I insured my ambulance with them on a classic policy when I was 17.

That said, it was a few years ago now so things may be different, although to this day they are by far the most helpful people I've ever dealt with in terms of insurances.
Smokes lots, because enough's enough already!

Far too many BX's, a bus, an ambulance a few trucks, not enough time and never enough cash...

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Post by Tourist » Mon Sep 14, 2009 12:09 pm

EON don't appear to do car insurance ... tried all of the mentioned companies and none would offer me a classic insurance quote. The best I can find is around £1300 which is complete bullshit because I have my no claims and it's SUPPOSED to make a difference!

More recommendations welcome as I can try them, but it's not looking good and I'm beginning to get pissed off.

I can insure my car for a year, but being the OWNER AND KEEPER I can't get temp cover on my own car?! The system needs a re-think.

Tourist
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Post by Tourist » Mon Sep 14, 2009 1:15 pm

LHM leak :roll:

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Philip Chidlow
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Post by Philip Chidlow » Mon Sep 14, 2009 1:37 pm

You aren't having a lot of luck are you?! I find it astounding that you are having so much trouble obtaining insurance. I agree the system's bad.

As for leaking BX's - happens to all of us! It's all fixable.
• 1992 Citroen BX TZD Turbo Hurricane
• Xsara Picasso 1.6 16v
• COMING SOON... 1998 Citroen Xantia 2.0 16v auto Exclusive

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jonathan_dyane
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Post by jonathan_dyane » Mon Sep 14, 2009 1:49 pm

Tourist, I'm afraid that you're going to have to reconcile yourself with paying through the nose for insurance purely down to your age and the insurance group of your BX (8 IIRC). When I had my first BX I was about 22, and remember the cost of insurance was one of the factors which led to me only keeping it a year.
"Boring damned people. All over the earth. Propagating more boring damned people. What a horror show. The earth swarmed with them." -Charles Bukowski

Tourist
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Post by Tourist » Mon Sep 14, 2009 3:01 pm

Image

Pretty sure it's the octopus ... there's nothing I can do so I'm just trying to save some of the LHM.

The mot runs out later this month :?

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Tim Leech
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Joined: Tue Apr 15, 2008 11:12 am
Location: Burton on Trent
My Cars: 1963 VW BEETLE 1200 KGJ413A
1972 Morris Marina 1.8 SDL BFA720L
1979 Rover SD1 3.5 V8-S TSL 982
1980 Morris Marina 1.7HL DBV468W
1985 CITROEN BX 19GT C1TBX
1991 CITROEN BX 19TZI AUTO A/C BXi 19
1994 CITROEN XANTIA 1.8 SXi M908HRY
2002 Rover 75 CDT Connossieur SE Nav Auto R40TSL
2002 Rover 45 1.6i Spirt S TAL 91S
2003 Rover 25 1.6i XL L33CHT
x 53

Post by Tim Leech » Mon Sep 14, 2009 3:39 pm

Oh dear, my 16TRS has done the same thing this morning and has left a pool of LHM on th drive :shock:
1985 BX 19GT Mk1
1991 BX 19TZI Auto A/C
1994 Xantia 1.8i SX
1972 Morris Marina 1.8 SDL
1979 Rover SD1 V8-S
1980 Morris Marina 1.7HL
2002 Rover 75 CDTi Connossieur SE AUTO Nav
2002 Rover 45 1.6i Spirit S Special
2003 Rover 25 1.6i XL 5 DR
1963 VW BEETLE 1200

CitroXim
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Post by CitroXim » Mon Sep 14, 2009 6:48 pm

Roverman wrote:Oh dear, my 16TRS has done the same thing this morning and has left a pool of LHM on th drive :shock:
Don't worry Tim, it's just marking it's territory :wink:

That's one good thing about the Xantia; no octopus!
Jim

'98 Xantia 1.9TD in Red - Gabriel the Bus...
'96 Xantia Activa in Red - My favourite toy...
'07 Pug 207 in Blue - The Deathtrap...
'15 Giant Defy Bike in Blue - Daily rider...
'16 Giant TCR Bike in Black/Lime Green - Fine weather only...

red_dwarfers
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Post by red_dwarfers » Mon Sep 14, 2009 10:50 pm

CitroXim wrote:
Roverman wrote:Oh dear, my 16TRS has done the same thing this morning and has left a pool of LHM on th drive :shock:
Don't worry Tim, it's just marking it's territory :wink:

That's one good thing about the Xantia; no octopus!
Well, you say that although a lot of the pipes aren't octopused :lol: they still decided to mould rubber around the pipes to keep them all together don't they :twisted: as I found out when looking for a new LHM pump supply pipe.

Phew. I wrote all that without mentioning the word X@n*1a.....Damn.
Kev

'98 S1 Xantia 1.9 TurboD Desire 2
'97 S2 XM 2.1 TurboD Manual VSX
'81 GSA 1.3 Club
'93 Peugeot 605 2.1 TurboD Manual SRDT

Citroen Car Club G Section committee member