OK Dave thanks for your advice. Just need a car now, showed him the TGS and it didnt really float his boat , even after I mentioned such wonders like power steering and electric windows there was no flash of enthusiasm!
I wrote a marina off many years ago on black ice and never told the insurance. I scrapped it and bought a mini. Noone ever knew as the scrap yeard picked it up for me and squished it!
Technically insurers should be told. Insurers tend to "believe" their customers so if you tell your insurer you were involved in a "no fault" "no claim" accident, the other party did not stop to give details for example, it would be very rare for the premium to be increased.
Even if you hit a stationary object, it might very well be the case you swerved to avoid a motorcycle on the wrong side of the road who carried on.
This way you are telling the insurance company but protecting your position.
It is true insurers try to wriggle if they can. They might even be reading this !!!
sdcoomber wrote:This way you are telling the insurance company but protecting your position.
This is my point. Tell them, and you have no worries, and they should not increase a premium because of it. Don't tell them, and it's giving them a way to wriggle out of a claim.
Just hope we win the car on ebay. You know what its like being young and wanting a car, you get so excited, hand on im 31 and I do that over £25 worth of battered BX!
Something will turn up Tim, keep looking. Best bet I`ve found recently is checking the newly listed cars within, say, a 25 mile radius of your house. You`d be surpised how many offer a very cheap buy it now price!
Hopefully picking it up Sunday Ian if I can get there, sellers not being very helpful as I have to fit round him so he says as hes a doctor! If he messes me about much more I will tell him to stuff it! Shame as I want the car. Mots out the 8th so have to get before then!