(word edited for clarity )ellevie wrote: It's not difficult to envisage situations where leaving it parked in front of your house could present a risk to the public. For example, if you live on a hill and a toddler finds his way into the car and causes it to roll down the hill. I know of a case where this happened.
This is why I said in my post above “when legally parked in a safe on road spot not causing an obstruction to other road users”.
Statutory 3rd Party insurance would be unlikely to cover you for this, as you were not responsible for the eventuality. Unless negligence could be proved against you in any way, I do not see what you could be prosecuted for. After all you did not give permission to this toddler to drive your car or be in it.
Action would need to be taken against the perpetrator of the event or the person responsible for them in the case of this toddler.
Again, this is an event of someone else’s making for which you are not responsible. Any action would need to be taken against the perpetrators if they are known and proof existed. Your car has no responsibility in the issue.ellevie wrote: I also know of a case where some kids were playing in an unused car and set fire to it. The car next to it also caught fire.
If a hooligan took a concrete gnome from your front garden and threw it through a neighbour’s window, would you be responsible for the damage because it was your gnome?
If such a case was brought to court it would be laughed out, I’m sure you will agree.