Wanted BX14!

[Wooscary]

I'm 23, but only held license for three years, and pay £140 a month for my TZD.

Sounds like you should stick to the buses! I'm paying less with 1 years ncb and my car's insurance group 9

But where do you live?

I realise it sounds like a lot, and I'm in the process of re-shopping around. Sometimes though, there are combinations that really make it end up costing a lot.

Where I used to live it would have been a lot cheaper. City centre living eh?

[artic-steel]

My niece is 18, she reduced her premium significantly by using a company who fit a tracker to your car, the downside is you can't use it after 11 at night.

This is the time most accidents happen i believe, don't know the name of the firm but i could find out.

[Wooscary]

After having tried a load of companies only a few months ago, and finding my current provider still the cheapest, I've just had a cursory scout around and have beaten my monthly premium by quite a bit. Not bad at all.

Still a lot of places quoting silly prices purely because of my postcode. Tried with my Mum's address in a "nicer" area and the price drops a lot.

[MULLEY]

I've tried some comparison websites in the past, my insurance ranged from £200 to £1000, i guess the more expensive one's just weren't interested in my business

Have you thought about pass plus, that can save probably about 40% usually, a lad at work did this.

[Tourist]

Pass Plus only works some of the time, check with the insurer because some companies don't give discounts for it, or the discount is less than the course cost.