rear ended

tzd · Post by **tzd** » Mon Mar 14, 2011 4:11 pm

Hi Everybody,
I am so p****d off, look what happened to me yesterday!, if anybody knows of a rear bumper for a TZD I'D appreciate the info for me to go and get one.
Is the bumper on the TZD different from the non TZD. Cheers TZD

Post by **Tim Leech** » Mon Mar 14, 2011 5:07 pm

Bugger, thankfully the bumper on a TZD is the same as any none 16v Mark 2 model (hatch) so I'm sure one will show up, I wold check behind the bumper for any damage.

trust noone was hurt.

mds141 · Post by **mds141** » Mon Mar 14, 2011 7:18 pm

Ouch! Try Medway Citroen they usually have some in stock second hand.

mds141 · Post by **mds141** » Mon Mar 14, 2011 7:21 pm

Contact Richard1652 on this forum he is breaking a tgd slighty mouldy and in red but would clean up and respray ok i reckon.

tzd · Post by **tzd** » Tue Mar 15, 2011 12:06 pm

Hi all, no one was hurt luckily. I called the insurance this morning and they said if I did make a claim I would have to pay the first £250 and they would probably "write it off".
I told them I could get a bumper for £40 and fit it myself, so they seem to be happy with that.
Insurance is such a con.

Philip Chidlow · Post by **Philip Chidlow** » Tue Mar 15, 2011 12:48 pm

You only need to claim against your insurance if it was all or partially (knock for knock) your fault, surely?

MULLEY · Post by **MULLEY** » Tue Mar 15, 2011 8:41 pm

Eh, i thought someone rear ended you? so your excess is irrelevant as you're claiming off them & not your own insurance which has the excess not the other parties surely???

mds141 · Post by **mds141** » Tue Mar 15, 2011 11:27 pm

Still have tp pay your excess and then claim it back from the third party. Happened to my dad two years ago and took him 18 months to get the money back!

Philip Chidlow · Post by **Philip Chidlow** » Tue Mar 15, 2011 11:39 pm

There's something called money in lieu. You get the payout (not having to deduct your excess) the and your insuruers claim the excess against the other party. Until they do get it, your record shows that you have claimed.

At least that's my understanding.

Or at least my understanding of what I experienced!

Way2go · Post by **Way2go** » Wed Mar 16, 2011 2:25 am

I thought the excess when not your fault is deducted as routine anyway but then you have to pursue the other party/insurer for what is termed "uninsured losses". There is sometimes an addon policy you can buy for that company to do this extra work for you.

Philip Chidlow · Post by **Philip Chidlow** » Wed Mar 16, 2011 9:48 am

As far as my dealings with Admiral have been, the 'money in lieu' is the amount of the excess I believe.

tzd · Post by **tzd** » Fri Mar 18, 2011 10:36 am

Hi All,
thank you so much for all of the replies to my posting here, especially Andy who gave me a bumper for a few

. Here's my beloved TZD with new bumper fitted just needs the respray, which I will do once the weather is a bit better. Cheers Kevino

Insurance companies are arseholes !
If I had claimed they wanted to take the car away to be "assessed" and I can guarantee that would have been the last I would have seen of it.

Post by **Tim Leech** » Fri Mar 18, 2011 11:07 am

Good man, quite right regarding letting them take the car away, I remember a freind of mine letting them so something like that with an Sd1 a few years ago, it was taken to a breakers yard and crushed

Post by **Defender110** » Fri Mar 18, 2011 11:07 am

Is that post holding the bumper on and is that the culprit that rear ended you in the first place

?

tzd · Post by **tzd** » Sat Mar 26, 2011 7:52 pm

funny angle that photo, the post is literally 15cm's from the bumper. I have seen other bigger cars trying to get into this space and hitting the post. Not me though. ha ha ha