Insurance Valuation

[kiwi]

This will meaning nothing to you guys but you may see where I am coming from on this?

Using the online qouting system for insurance for the new addition to the family I was surprised that the 19TXD is not there. The options it gave me was the 19TZD or 19TGD so this is where I spotted this curious situation.

1992 TGD agreed value $2000 and 1992 TZD $1650 so which is it?

Then I dug deeper and found that my 19TZS had dropped $500 in value over the last year to $1700 but the older 19TRS was $2100.

Our insurance system is completly farked up since the Christchurch Earthquakes but this just does not add up such differant values.