Classic Insurance

Anything about BXs
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Tim Leech
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Location: Burton on Trent
My Cars: 1963 VW BEETLE 1200 KGJ413A
1972 Morris Marina 1.8 SDL BFA720L
1979 Rover SD1 3.5 V8-S TSL 982
1980 Morris Marina 1.7HL DBV468W
1985 CITROEN BX 19DTR C943DYA (again)
1985 CITROEN BX 19GT C1TBX
1991 CITROEN BX 19TZI AUTO A/C BXi 19
1994 CITROEN XANTIA 1.8 SXi M908HRY
2
x 98

Classic Insurance

Post by Tim Leech »

It seems that BXs are being accepted as classics by some, I insured the TRS through Lancaster Insurance on a small mileage policy yesterday for £104.00 bearing in mind my NCB is on another vehicle. Legal and Windscreen cover was also included and monthly D/D is offered, whcih was fortunate!

www.lancasterinsurance.co.uk, worth a go I expect?
1963 VW BEETLE 1200
1985 BX 19GT Mk1
1985 BX 19 DTR Mk1
1991 BX 19TZI Auto A/C
1994 Xantia 1.8i SX
1972 Morris Marina 1.8 SDL
1979 Rover SD1 V8-S
1980 Morris Marina 1.7 HL
2003 Rover 25 1.6i XL 5 DR

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Toddman
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insurance

Post by Toddman »

There are some very good deals out there at the moment, I found elephant to be very competitve and capable of offering lomoted mileage and accepting modifications if needs be, saved nearly £200 compared to A Flux as wel but no longer have an agreed va;ue figure.

Cheers
Luke
Please call me Luke :)
1989 BX 16valve White 70k - G764KEW


http://www.bx16valve.com

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Kitch
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Post by Kitch »

I tacked mine onto the TVR's classic policy with Haggerty for the princely sum of £57! 8)

Limited to 1500 miles a year (not that it'll do it) with an agreed value of £1500 (not that its worth it!)
The national BX register - click to submit a car!

1983 16TRS (Sunrise red) - 1987 GTi 16v (Black) - 1989 16 Valve (Venetian red) - 1990 16 Valve (Venetian red)

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MULLEY
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Post by MULLEY »

Tried the lancaster site for the gti, cheapest was £327 :shock:, how on earth did you manage to get it so cheap Tim???? Is there a trick i'm missing, i only wanted tpft, 2000miles p/a, no commuting......
2002 C5 2.0 HDI Estate - Jasmine - Now SORN
2011 Mini Cooper D Clubman - SOLD
2016 Mercedes A180D Sport - Auto refinement
1992 TZD Turbo - Bluebell - My daily
1991 Gti 16V - Blaze - crash damaged, will get repaired.
1990 Gti 8Valve SOLD - looks like it's been scrapped
2002 Mini Cooper S - SOLD - i miss this car
1992 TXD - Scrapped in March 2014
1988 CX 25 GTI Turbo2 - SORN
1996 - AX Memphis 1.5D - Dream - SORN

I'm not just a username, i'm also called Matthew.

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Tim Leech
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Posts: 15303
Joined: Tue Apr 15, 2008 11:12 am
Location: Burton on Trent
My Cars: 1963 VW BEETLE 1200 KGJ413A
1972 Morris Marina 1.8 SDL BFA720L
1979 Rover SD1 3.5 V8-S TSL 982
1980 Morris Marina 1.7HL DBV468W
1985 CITROEN BX 19DTR C943DYA (again)
1985 CITROEN BX 19GT C1TBX
1991 CITROEN BX 19TZI AUTO A/C BXi 19
1994 CITROEN XANTIA 1.8 SXi M908HRY
2
x 98

Post by Tim Leech »

No idea mate. Bearing in mind the TRS is quite a few insurance groups less than the GTi, I did try the 16v with them and it was about £250. I have been driving 17 years with full NCB?
1963 VW BEETLE 1200
1985 BX 19GT Mk1
1985 BX 19 DTR Mk1
1991 BX 19TZI Auto A/C
1994 Xantia 1.8i SX
1972 Morris Marina 1.8 SDL
1979 Rover SD1 V8-S
1980 Morris Marina 1.7 HL
2003 Rover 25 1.6i XL 5 DR

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Aerodynamica
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Post by Aerodynamica »

How is the BX 19 GT placed insurance wise?
Graeme M

CX 2400 Pallas LPG
2CV6 dolly (SORNed)
Mk1 Xantia 1.9TD SX

'c'est hydropneumatique'

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jonathan_dyane
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Post by jonathan_dyane »

Aerodynamica wrote:How is the BX 19 GT placed insurance wise?

Group 12 :-(

http://www.parkers.co.uk/insurance/Grou ... ?model=131
"Boring damned people. All over the earth. Propagating more boring damned people. What a horror show. The earth swarmed with them." -Charles Bukowski

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Aerodynamica
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Post by Aerodynamica »

Group 12 Sad
12 eh? I just followed your link and tried the CX - they state CX saloon as '83 -89 ? what about the CXs from '75 -'83?

anyway, CXs are all 11 and up, I'd guess my CX 2400 Pallas is fairly high but the premium on Lancaster is good. I never really understand insurance but can I guess that changing from my CX to a BX19GT would be about the same premium since the groups are similar?
Graeme M

CX 2400 Pallas LPG
2CV6 dolly (SORNed)
Mk1 Xantia 1.9TD SX

'c'est hydropneumatique'

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MULLEY
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Post by MULLEY »

Aha, i've only had my licence 5years with 4yrs ncb....that might explain it, or perhaps i live in a very dodgy area......mind you, my ncb isnt being used for this car, so it should'nt make any difference?
2002 C5 2.0 HDI Estate - Jasmine - Now SORN
2011 Mini Cooper D Clubman - SOLD
2016 Mercedes A180D Sport - Auto refinement
1992 TZD Turbo - Bluebell - My daily
1991 Gti 16V - Blaze - crash damaged, will get repaired.
1990 Gti 8Valve SOLD - looks like it's been scrapped
2002 Mini Cooper S - SOLD - i miss this car
1992 TXD - Scrapped in March 2014
1988 CX 25 GTI Turbo2 - SORN
1996 - AX Memphis 1.5D - Dream - SORN

I'm not just a username, i'm also called Matthew.

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Way2go
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Post by Way2go »

MULLEY wrote:Aha, i've only had my licence 5years with 4yrs ncb....that might explain it, or perhaps i live in a very dodgy area
Not sure of your age Mulley (thought you were older) but if the inference 17+5=23 is true or close then any driver under 25 is loaded for insurance purposes.
1991 BX19GTi Auto

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MULLEY
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Post by MULLEY »

I wish i was 25 :lol:, learnt to drive later on in life as they say. Lack of money, mates who had cars, & I always made sure i lived in places where i could either walk or cycle to work or near a bus route, so didnt need a car.

Decided to get my license just before getting married as i'd moved & it was a real pain getting around without a car, so that was the impetus. So 10 lessons later & i passed :D

So i cant quite think why my quotes are quite a bit higher, strange, not even my job should affect it as i work for an insurance giant & dont do anything dangerous.....The txd only costs me about £200 a year, which isnt bad, so i would have thought with ultra low mileage that insuring a 2nd car would be of a similar price, but clearly not :shock:
2002 C5 2.0 HDI Estate - Jasmine - Now SORN
2011 Mini Cooper D Clubman - SOLD
2016 Mercedes A180D Sport - Auto refinement
1992 TZD Turbo - Bluebell - My daily
1991 Gti 16V - Blaze - crash damaged, will get repaired.
1990 Gti 8Valve SOLD - looks like it's been scrapped
2002 Mini Cooper S - SOLD - i miss this car
1992 TXD - Scrapped in March 2014
1988 CX 25 GTI Turbo2 - SORN
1996 - AX Memphis 1.5D - Dream - SORN

I'm not just a username, i'm also called Matthew.

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Way2go
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Post by Way2go »

MULLEY wrote: i would have thought with ultra low mileage that insuring a 2nd car would be of a similar price, but clearly not :shock:
I have also heard that running a second car can increase the premium of your main car too! :twisted: (They ask, don't they, whether this is your only car)
Don't know why this happens but maybe because the car is more open to be stolen if it is not in use so much when you are running other cars!

For your 2nd car problem, ring up a broker for a quote, when you get the price say it is high and then ask if you are being classified as a 'bad or high risk' post code.
1991 BX19GTi Auto

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Matt H
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Post by Matt H »

You all think you are paying over the odds... Trust me, you are not :cry:

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Tim Leech
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Posts: 15303
Joined: Tue Apr 15, 2008 11:12 am
Location: Burton on Trent
My Cars: 1963 VW BEETLE 1200 KGJ413A
1972 Morris Marina 1.8 SDL BFA720L
1979 Rover SD1 3.5 V8-S TSL 982
1980 Morris Marina 1.7HL DBV468W
1985 CITROEN BX 19DTR C943DYA (again)
1985 CITROEN BX 19GT C1TBX
1991 CITROEN BX 19TZI AUTO A/C BXi 19
1994 CITROEN XANTIA 1.8 SXi M908HRY
2
x 98

Post by Tim Leech »

Matt I was paying £450 for a Mini worth £400 when I was 18 which is probably about £1000 in todays money?
1963 VW BEETLE 1200
1985 BX 19GT Mk1
1985 BX 19 DTR Mk1
1991 BX 19TZI Auto A/C
1994 Xantia 1.8i SX
1972 Morris Marina 1.8 SDL
1979 Rover SD1 V8-S
1980 Morris Marina 1.7 HL
2003 Rover 25 1.6i XL 5 DR

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Matt H
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Post by Matt H »

Well my policy is up for renewal in a couple of months... so it should go down hopefully. You are not far off your guess Tim, but I don't really want to go into specifics... I'll get depressed thinking about it